Pros and Cons of a Home Warranty

!±8± Pros and Cons of a Home Warranty

If you are not aware of what home warranty is, it is a service contract that will guarantee the house against repairs and replacements on equipment and appliances, mechanical systems, electrical installation and heating systems. It is important to go over the warranty policies first before getting one to familiarize yourself of what they cover. Keep in mind that each warranty company is different and normally, they do not cover all repairs the home needs.

This has also become a staple in the real estate deals. In fact, most real estate professionals are urging the sellers to shoulder a year of the said warranty. However, there has been a lot of complains regarding the home warranty. This makes it essential that you know the pros and cons of having it.

Pros

1. You do not have to pay for repairs or replacements. Since this is covered by the warranty, you do not have to worry if any of the covered appliances or equipments breaks. The homeowner can be certain that someone will attend to his repair needs.
2. You can get it easily. Usually, it will only require the homeowner to subject his house for inspection. There are also instances wherein companies no longer require this as well.
3. You get to decide the length of the coverage. This usually depends on the amount of money you are willing to shell out for the warranty. Most companies will give you choices. They will only cover those periods that you are willing to pay.
4. There are several companies to choose from. This means that you will not run out of choices. You also have the luxury of looking around and finding the company with the best policy. You will also have the option to choose the quote you can afford.
5. This simplifies the sale of the house. Most buyers are enticed to purchase a home, which has a one year warranty. This is a very attractive option because buyers will want to be secured of the property they want to purchase.

Cons

Although there are a lot of benefits in having the said insurance, most homeowners are not thrilled about it. This is due to some of the companies who refuse to cover certain repairs even if it is part of the policy. Here are some loopholes:

1. You may be paying more than what the insurance covers. This is why you have to read the initial offer of the company. The contracts will indicate that the repair is free, however, you might be charged for miscellaneous expenses during the repair.
2. Normally, pre-existing damages are not covered. This is why you have to have the house inspected before closing the deal. If there are any damages, no matter how minor it is, you have to request the seller to have it done.
3. Warranty companies are out to make profits. This is among the main causes of complaints. Most companies would rather send someone repeatedly to repair the equipment, rather than replace them.
Having a home warranty is beneficial. However, you have to look for a good company that offers the best policy for your home.

Pros and Cons of a Home Warranty

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Bowflex Xtreme 2 Home Gym

!±8± Bowflex Xtreme 2 Home Gym

Rate : | Price : | Post Date : Oct 16, 2011 09:58:44
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We took the Xtreme and improved it. The Xtreme 2 includes a lat tower featuring 2 adjustable positions with angled lat bar to build back and shoulder muscles quickly with this integrated tower; 4 position adjustable lower pulleys with longer squat station to do squats and build your glutes, hamstrings and quads; and a leg extension/leg curl attachment to develop strong, muscular legs. Other features include: gym-style vertical workout position, adjustable quick-release seat with polyurethane cushion, contoured extra wide seat back for added stability and support during lat exercises, reinforced "X"-shaped base for maximum stability, compact size for smaller workout spaces, triple function hand-grip/ankle cuffs, and multiple cable/pulley positions for custom workouts. And, the Xtreme 2 lets you change exercises more quickly and easily with no cable changes needed between exercises and stations. These features let you perform over 75 exercises. Comes with owner's manual/fitness guide.

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Top 10 Ways to Lose Weight, Build Muscle, and Get in Shape

!±8± Top 10 Ways to Lose Weight, Build Muscle, and Get in Shape

Many of us always have a goal in mind to lose a few pounds, shape up, slim down, or simply tone what we already have. If you are looking to get in shape or stay in shape, remember that it takes time, effort, and dedication in order to see noticeable and lasting results. You must make a commitment to yourself that you will work out and keep up your exercise routine in order to make that difference in your body.

While working out to get in shape can be time consuming, the results are most often worth the sacrifice. We can motivate ourselves to get in shape with a new swimsuit, a pretty little cocktail dress, or another "reward" for getting back in shape. Staying motivated is one of the key elements in noticeably improving our bodies. Besides staying motivated and physically exerting our bodies to get back in shape, we must try to keep a healthy diet and take in a lot of water to stay hydrated, especially when working out. In addition to a healthy diet and lots of water, consider these top 10 ways to get in shape.

Running - Running is a great way to get in shape if your body isn't opposed. Run with a friend or a group for additional motivation benefits. Exercise Videos - Working out to exercise videos is a great way to get in shape and stay in shape - even for only a matter of minutes each day or every other day. Yoga - Practicing yoga can be relaxing and soothing while also providing a deep stretch to awaken the muscles. Yoga also helps to alleviate stress in many cases. Pilates - Like yoga, Pilates can positively impact the body and the mind. Practice Pilates for a deeper workout and a great way to strengthen, slim, and tone the body. Walking - Many folks prefer to walk a few miles as opposed to running or more physically exhaustive activities. Walking every day is a great practice to stay young. Actively Playing with your Dog - Not all people enjoy exercise and working out, but sometimes getting your pet involved can make the exercising more enjoyable. Stay in shape by playing fetch, Frisbee, chase, etc. Team Sports - Find a volleyball team, softball league, flag football tournament or another team sport to help keep you motivated and in shape. Lifting Weights - If you prefer the more solitary form of working out, opt for weight training. You can get in shape and tone your muscles without leaving the home gym. Swimming - Some people are more at home working out in the water. If this is you, consider getting a pool membership if you don't have one and spend some time doing laps at the pool. Cycling - Spend some quality time biking with your significant other, close friends, family, or even your dog! (Yes, they now make a special doggie leash for cycling fanatics!)

No matter what your preferred type of exercise, remember to stay motivated, exercise regularly, eat a healthy and balanced meal, and drink lots of water to stay hydrated. Good luck in reaching your fitness goals!

Top 10 Ways to Lose Weight, Build Muscle, and Get in Shape

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A 44 year-old male buys a Bowflex Ultimate 212 pounds 2 and tries to transform his body!

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